Daikon
Joined: 08 Aug 2006
Posts: 949
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| Posted: Sun Feb 04, 2007 4:01 am Post subject: UK: Net payment services that may rob you of a refund |
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Article in The Guardian regarding UK law and chargebacks through PayPal etc...
Some web facilities could threaten your ability to get money back if things go wrong, writes Jill Insley
Sunday February 4, 2007
The Observer
Shoppers who use PayPal and other payment schemes to make purchases on the internet may invalidate any refund protection that is normally provided by their credit card.
Under section 75 of the Consumer Credit Act, purchases made using credit cards will usually be refunded by the card issuer if the goods fail to arrive or are faulty on delivery, provided the shopper makes the purchase directly from the retailer. But if the shopper makes the purchase via a payment system such as PayPal, where you actually buy 'units' with which to shop online, the shopper has no legal right to claim money back from the card company.
More - link to news articles at The Guardian Online |
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